General Questions

What types of insurance policies does Fourth Ward Insurance offer?

Fourth Ward Insurance offers a comprehensive range of insurance policies, including:

• Home Insurance: This type of insurance provides extensive coverage for homeowners and renters. It protects your property against a variety of risks, including fire, theft, vandalism, and natural disasters such as hurricanes, earthquakes, and floods. Additionally, home insurance often includes liability coverage, which can protect you if someone is injured on your property.

• Auto Insurance: Fourth Ward Insurance offers comprehensive auto insurance policies for both personal and commercial vehicles. These policies cover a wide range of incidents, including accidents, theft, vandalism, and liability. Depending on your needs, you can choose from various coverage options, such as collision coverage, comprehensive coverage, and uninsured motorist coverage.

• Life Insurance: Life insurance is a crucial component of any financial plan. Fourth Ward Insurance offers both term and whole life insurance options. Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong protection. These policies are designed to provide financial security for your loved ones in the event of your passing.

• Business Liability Insurance: This type of insurance is essential for businesses of all sizes. It provides coverage against claims of bodily injury, property damage, and other liabilities that may arise from your business operations. Business liability insurance can help protect your business's assets and reputation in the event of a lawsuit.

• Office Building Insurance: If you own or manage a commercial property, office building insurance is a must-have. This type of insurance provides protection against damage, theft, and natural disasters. It can help cover the costs of repairs or rebuilding, as well as any lost income due to business interruption.

How do I get a quote for an insurance policy?

You can request a quote through several convenient options:

• Visit the Fourth Ward Insurance website: Our user-friendly website allows you to easily request a quote for any of our insurance policies. Simply fill out the online form with your information and coverage needs, and we'll provide you with a customized quote.

• Call the customer service line at 1-800-4TH-WARD: Our knowledgeable customer service representatives are available to assist you with any questions or concerns you may have. They can help you navigate our insurance options and provide you with a quote over the phone.

• Visit one of our local offices: If you prefer a face-to-face consultation, you can visit one of our local offices. Our agents will be happy to discuss your insurance needs and provide you with a personalized quote.

A representative will walk you through the process and provide a customized quote based on your coverage needs. They will take into account factors such as your location, the value of your property or assets, and your specific coverage requirements to ensure that you receive the best possible insurance policy for your needs.