Auto Insurance
What is included in Fourth Ward’s auto insurance policy?
Fourth Ward’s auto insurance policy includes a comprehensive set of coverages designed to protect you in various situations that may arise while driving. Here is a detailed breakdown of what is included in their policy:
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Liability coverage for bodily injury and property damage: This coverage is essential as it protects you financially if you are found responsible for causing an accident that results in injuries to others or damage to their property. It covers legal fees, medical expenses, and property repair or replacement costs.
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Collision coverage for damage to your vehicle resulting from an accident: This coverage pays for the repair or replacement of your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
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Comprehensive coverage for non-collision-related damage such as theft, fire, and vandalism: This coverage protects your vehicle from damage caused by events other than collisions, such as theft, fire, vandalism, natural disasters, or falling objects.
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Uninsured and underinsured motorist coverage: This coverage protects you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages. It can help pay for your medical expenses and vehicle repairs.
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Personal Injury Protection (PIP) or medical payments coverage: This coverage helps pay for medical expenses, lost wages, and other costs related to injuries sustained in an accident, regardless of who is at fault. It provides financial assistance to help you recover from your injuries.
How do I file an auto insurance claim?
Filing an auto insurance claim with Fourth Ward is a straightforward process. You have several convenient options to choose from, allowing you to select the method that best suits your needs:
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Call the claims department at 1-800-4TH-WARD: If you prefer speaking to a representative directly, you can call the claims department at the provided toll-free number. A knowledgeable claims adjuster will assist you with the process and guide you through the necessary steps.
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Submit a claim through the mobile app: Fourth Ward offers a user-friendly mobile app that allows you to submit a claim conveniently from your smartphone or tablet. Simply download the app, log in to your account, and follow the prompts to file your claim.
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Complete the online claims form on the website: If you prefer filing your claim online, you can visit the Fourth Ward website and access the online claims form. Fill in the required information, upload any necessary documents, and submit your claim electronically.
Regardless of the method you choose, Fourth Ward’s dedicated claims adjusters, strategically located across the United States, will be there to assist you throughout the entire process. They are committed to ensuring a timely resolution and providing you with the support you need during this challenging time.